Solution Area

Real-World Assets,
Compliantly On-Chain.

Investor accreditation, jurisdiction screening, and AML compliance for tokenized assets, with zero PII stored by the platform.

Who this is for

RWA Issuers
Tokenization Platforms
Institutional Investors
Secondary Market Operators

0 PII

Data collected

No raw investor data stored

Global

Investor reach

Jurisdiction-aware by design

On-chain

Accreditation proof

Verifiable without a third party

Reusable

Credentials

Verify once, use across all RWA platforms

How It Works

Investor eligibility on-chain, investor data off-chain.

1

Investor Verifies Eligibility

Investor completes KYC, accreditation check, and jurisdiction screening in the zkMe Identity Wallet. A ZK proof is generated — no raw data leaves the device.

2

Credential Issued On-Chain

A credential encoding investor eligibility is written to the wallet address. No personal data is stored on-chain or by the platform.

3

RWA Platform Checks Credential

The smart contract or platform queries the credential and receives a yes/no eligibility signal — nothing more.

4

Compliant Access Granted

The investor accesses the tokenized asset. The platform satisfies securities regulations. No personal data was ever collected.

Use Cases

How RWA platforms
use zkMe

Select a use case to explore the problem, solution, and outcome.

Accredited Investor VerificationFor tokenized securities and private credit platforms
THE PROBLEM

Securities regulations require platforms to verify investor accreditation status before allowing access to tokenized assets — but traditional verification requires storing sensitive financial data.

THE SOLUTION

zkOBS credentials verify accredited investor status (net worth, income thresholds) using ZK proofs. Platforms receive a pass/fail signal without accessing the underlying financial data.

THE RESULT

RWA platforms onboard accredited investors globally while satisfying Reg D, Reg S, and equivalent regulations — with zero financial data stored.

Covers Reg D, Reg S, and MiFID II accreditation requirements
Reusable — investors verified once, access all compatible platforms
Net worth and income verification without data disclosure
Credential updated automatically when financial status changes
CREDENTIALS USED:
zkKYCzkOBS
Jurisdiction & Sanctions ScreeningFor global RWA issuers
THE PROBLEM

RWA platforms must block investors from sanctioned jurisdictions and comply with local securities laws — but blanket geo-blocking excludes legitimate investors.

THE SOLUTION

zkKYC Proof of Citizenship and zkAML credentials verify jurisdiction eligibility and sanctions status at the wallet level. Granular, per-jurisdiction access control without identity disclosure.

THE RESULT

Platforms enforce jurisdiction restrictions precisely, maximizing eligible investor reach while satisfying regulatory requirements.

Per-jurisdiction allowlisting at the smart contract level
OFAC, EU, and UN sanctions screening without data storage
Granular control — allow specific countries, block others
Reusable across all RWA platforms using the same credential
CREDENTIALS USED:
zkKYCKYT
Institutional Investor OnboardingFor RWA platforms serving institutional capital
THE PROBLEM

Institutional investors (funds, family offices, DAOs) require entity-level KYB verification before accessing tokenized assets — a slow, document-heavy process.

THE SOLUTION

zkKYB credentials verify business registration, beneficial ownership, and AML status for institutional participants. On-chain proof without document uploads.

THE RESULT

Institutions access RWA markets faster. Platforms satisfy counterparty due diligence requirements without building a document management system.

Business registration and beneficial ownership verification
AML screening for institutional counterparties
Reusable across multiple RWA platforms
Covers DAOs, funds, family offices, and corporate entities
CREDENTIALS USED:
zkKYCzkKYB
Compliant Secondary MarketsFor tokenized asset secondary trading platforms
THE PROBLEM

Secondary trading of tokenized securities requires continuous compliance checks — every transfer must verify the buyer's eligibility, not just the initial purchaser.

THE SOLUTION

zkKYC and zkOBS credentials are checked at every transfer event via smart contract hooks. Eligibility is verified continuously without repeated manual KYC.

THE RESULT

Secondary markets operate with continuous compliance. Platforms satisfy transfer restriction requirements without adding friction to every trade.

Transfer-level compliance checks via smart contract hooks
Buyer eligibility verified at every secondary trade
No manual KYC required for secondary market participants
Audit trail generated for every compliant transfer
CREDENTIALS USED:
zkKYCzkOBSKYT