Stablecoin Compliance
Without the Data.
Meet FATF, MiCA, and GDPR requirements for stablecoin issuance and payments with reusable, privacy-preserving credentials.
Who this is for
1×
Verify once
Reusable across all integrations
FATF
KYC/AML compliant
Travel Rule & AML recommendations
GDPR
Data minimization
No PII stored or transmitted
MiCA
Crypto-asset ready
EU regulatory framework
Verify once. Comply everywhere.
Single Verification
User completes KYC once. A ZK proof encodes compliance status — no personal data stored.
Reusable Credential Issued
A reusable zkKYC credential is issued to the user's wallet, eliminating repeated onboarding.
Platform Receives Signal
The stablecoin platform queries the credential and receives a yes/no compliance signal. No raw data transmitted.
Compliance Satisfied
Platform satisfies KYC/AML obligations under MiCA and FATF. User retains full data control.
How stablecoin
platforms use zkMe
Select a use case to explore the problem, solution, and outcome.
FATF Travel Rule requires VASPs to share originator/beneficiary info — conflicting with user privacy and creating data liability.
KYT credentials share only minimum compliance signals between VASPs. ZK proofs verify accuracy without revealing data.
VASPs comply with Travel Rule obligations while minimizing data liability and protecting user privacy.
Stablecoin users repeat full KYC for every platform. Each stores a copy of personal data, multiplying breach risk and onboarding friction.
Users complete KYC once and receive a reusable credential. Stablecoin platforms verify without receiving or storing the data.
Users verify once, access all compatible platforms. Platforms cut KYC cost and eliminate data storage liability.
MiCA requires stablecoin issuers to implement robust KYC/AML procedures for e-money token and asset-referenced token holders — creating significant compliance overhead.
zkKYC credentials satisfy MiCA's KYC requirements with reusable, privacy-preserving verification. Issuers receive compliance signals without storing user data.
Stablecoin issuers achieve MiCA compliance with lower operational cost and zero data storage liability.
Stablecoin platforms must screen users and transactions against OFAC, EU, and UN sanctions lists — but traditional screening requires storing and processing personal data.
zkAML credentials encode sanctions screening results as verifiable proofs. Platforms receive a pass/fail signal without accessing the underlying identity data.
Platforms satisfy sanctions compliance obligations globally without building a centralized data warehouse.
The credentials that power this solution
Each credential plays a specific role. Composable — use one or combine several.
